Emergency Travel Health coverage is designed to cover losses arising from unexpected, sudden or unforeseen circumstances. It is important that you read and understand your benefit booklet before you travel as your coverage may be subject to certain limitations or exclusions.

Non-formulary drugs are medications which are not included in the list of standard formulary drugs covered under your plan, but are still eligible for coverage. Please contact us for more information.

Formulary drugs are medications, both generic and brand name, on a list of approved drugs that are covered under your plan. Formularies continuously evolve to ensure they contain the safest, most effective and most affordable medications.

Dental services that include major restorative procedures.

Dental services that include basic diagnostic and preventative procedures.